This south-end Topsail Beach duplex on an oversized lot offers a rare blend of investment potential, flexible living options, and unbeatable location--second row to Banks Channel/Topsail Sound and just one block from Atlantic Ocean beach access., with sound access for kayaks and Paddle boards only 3 blocks away. Each level functions as its own residence, with full kitchens, private bedrooms, and dedicated outdoor living spaces. The upper level features two bedrooms and two baths, a full kitchen with stainless appliances, plank flooring, and a balcony with sound views--perfect for sunsets over the water. The screened porch with louvered shutters provides year-round enjoyment and expanded living areas as well as protection from the elements. The lower level includes two bedrooms and one bath, a full kitchen, covered patio, and a private deck off the primary bedroom. Multi-level outdoor spaces expand the living footprint, including a large hot tub, outdoor kitchen with flat top and propane grill, and a low-maintenance turf yard ideal for pets, kids, and games. With the ability to live on one level and rent the other, rent both for double income, or use both for multi-generational living--this property offers versatility rarely found at the beach. Close to shops, restaurants, and offering all the best of island life, it's a standout opportunity for both lifestyle and income. ---