21 Cumberland Street, Ocean Isle Beach, NC 28469 (MLS# 100575420)

21 Cumberland Street, Ocean Isle Beach, NC 28469

New Listing

$1,395,000

Walking distance to beach access! Or hop on the included golf cart!

Lots of deep closets throughout the home!

Separate storage room (separate from 2 car garage)

Walking distance to the Ocean Isle Beach Park, restaurants & concerts!

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 2,562 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $1,395,000 List Date: 5/20/2026 Last Modified: 5/21/2026

Overview

Description

Located on one of Ocean Isle Beach's most coveted streets, this stunning deep-water canal home on Cumberland Street delivers the ultimate coastal lifestyle with quick, direct access to the ICW and short drive to ocean by boat. This home is being offered fully furnished ---including the golf cart--this 4BR/4.5 bath waterfront retreat is ready for immediate enjoyment! Designed for both relaxed living and entertaining, the bright open floor plan with brand new LVP floors throughout, features vaulted ceilings, a dramatic 2 Story Great Room with fireplace & custom built-ins, and an abundance of natural light throughout. The spacious kitchen flows seamlessly into the living and dining areas, while each bedroom offers its own private bathroom and deck access for maximum comfort and privacy. The oversized primary suite features a private waterfront deck overlooking the canal. Enjoy all the boats pass by and you might even see an otter family! Outdoor living is where this home truly shines. Mu ... (Read more) Located on one of Ocean Isle Beach's most coveted streets, this stunning deep-water canal home on Cumberland Street delivers the ultimate coastal lifestyle with quick, direct access to the ICW and short drive to ocean by boat. This home is being offered fully furnished ---including the golf cart--this 4BR/4.5 bath waterfront retreat is ready for immediate enjoyment! Designed for both relaxed living and entertaining, the bright open floor plan with brand new LVP floors throughout, features vaulted ceilings, a dramatic 2 Story Great Room with fireplace & custom built-ins, and an abundance of natural light throughout. The spacious kitchen flows seamlessly into the living and dining areas, while each bedroom offers its own private bathroom and deck access for maximum comfort and privacy. The oversized primary suite features a private waterfront deck overlooking the canal. Enjoy all the boats pass by and you might even see an otter family! Outdoor living is where this home truly shines. Multiple waterfront decks and porches --including a brand-new screened porch off the kitchen--create the perfect setting for sunrise morning coffee, sunset dinners, and entertaining. Enjoy the fenced backyard, tropical palm trees, tiki bar, and outdoor shower after a day on the boat or beach. Boaters will love the deep-water canal frontage with a 10,000-lb boat lift, providing easy access to the water anytime. The beach is just a short walk or golf cart ride away. Recent upgrades include a new FORTIFIED ROOF, brand-new LVP flooring throughout (2025), new deck boards, new screened porch (2026), new washer and dryer, and hot water heater (2021). A 2-car garage plus a HUGE storage room provide ample space for beach gear, water toys, and more. You are walking distance to the Ocean Isle Beach park with outdoor concerts, restaurants, putt-putt and so much more. Rarely does a canal-front home combine LOCATION, updates, water access, and turnkey convenience so perfectly. This is truly a home that your family will make lifelong memories in! Come take a look before it's gone!

Listing Details MLS# 100575420

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-05-20
Listing Price: 1395000
List Price/SqFt: 544.5
Stipulation of Sale: Standard

Location Information

Street #: 21
Street Name: Cumberland
Street Suffix: Street
County: Brunswick
State/Province: NC
Zip Code: 28469
City Limits: Yes
Marketing City: Ash
Subdivision: Not In Subdivision
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: After crossing Bridge to OIB, turn left on East Second Street, take left onto Cumberland Street. House is on the left.
Sign on Property: Yes

Property Exterior Info

New Construction: No
Lot Acres: 0.12
Lot SqFt: 5227
Lot Dimensions: 51 x 115 x 52 x 114
Waterfront: Yes
Waterview: Yes
Location Type: Island

Property Interior Info

SqFt - Heated (Primary): 2562
Total SqFt - Heated (Primary + Separate): 2562
# Rooms: 7
# Baths - Full: 4
# Baths - Half: Yes
# Baths - Total: 5
# Bedrooms: 4
Master Bedroom Level: Primary Living Area
ud_i_10: 2
Fireplace Y/N: Yes

Legal Taxes

Year Built: 2003

More Information

Entry Level Information

Entry Level: 2

Current Service Providers

Electric Provider: Brunswick Electric

Building/Ext Features

ud_i_08: 1

Legal & Taxes

Tax Assessed Value: 1078640
Total Real Estate Property Taxes: 5491.18
Deed Book: 3527
Deed Page: 549
Legal: L-15 Canal 3 S-A&B Ocean Isle Beach Pl-H/374
Broker Owner: No
PID: 244ON015
Tax Identifier: 244on015
Plat Book: H
Plat Page: 374
Lot #: 15
Special Assessments: none
Tax Year: 2025
Zoning: Oi-R-1
HOA: No
Cobra Zone: Yes
Federal Flood Ins Avlbl: Yes
School District: Brunswick County Schools
Elementary School: Union
Middle School: Shallotte Middle
High School: West Brunswick
High School 2: Early College

Garage & Parking

Attached Garage Spaces: 2
Detached Garage Spaces: 0
Total # Garage Spaces: 2
Total Carport Spaces: 0

Parking Features

Tandem: Yes
Garage: Yes
Garage Door Opener: Yes
Garage Faces Front: Yes

HOA and Neigh Amenities

No Amenities: Yes

Basement

None: Yes

Frontage Type

Canal Front: Yes

View Type

Canal: Yes
Water: Yes

Construction

Wood Frame: Yes

Lot Water Features

Boat Slip: Yes
Boat Dock: Yes
Boat Lift: Yes
Bulkhead: Yes
Water Depth 4+: Yes

Exterior Features

Irrigation System: Yes
Outdoor Shower: Yes
Shutters - Board/Hurricane: Yes
See Remarks: Yes

Exterior Finish

Vinyl Siding: Yes

Terms

Cash: Yes
Conventional: Yes

Fencing

Back Yard: Yes
Vinyl: Yes

Foundation

Pilings: Yes
Slab: Yes

Flooring

LVT/LVP: Yes
Tile: Yes

Patio and Porch Features

Balcony: Yes
Covered: Yes
Deck: Yes
Patio: Yes
Porch: Yes
Rear Porch: Yes
Screened: Yes
Wrap Around: Yes

Security Features

Security System: Yes
Smoke Detector(s): Yes

Green Bldg Features

Prog Thermostats: Yes
Tankless Water Heater: Yes

Pool Features

None: Yes

Roof

Architectural Shingle: Yes
See Remarks: Yes

Levels

Two: Yes

Lot Features

See Remarks: Yes

Road Type/Frontage

Maintained: Yes
Paved: Yes

Trash Collection

City Pick-UP: Yes

Cooling

Ceiling Fan(s): Yes
Heat Pump: Yes
Zoned: Yes

Other Structures

Shower: Yes
See Remarks: Yes

Heated SqFt

2400 - 2599: Yes

Heating

Fireplace Insert: Yes
Heat Pump: Yes
Zoned: Yes

Heating System Fuel Source

Electric: Yes

Water Heater

Electric: Yes

Utilities

Sewer Available: Yes
Water Available: Yes

Sewer

Municipal Sewer: Yes

Water Source

Municipal Water: Yes

Appliances/Equip

Built-In Electric Oven: Yes
Built-In Microwave: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electric Cooktop: Yes
Electric Oven: Yes
Electric Range: Yes
Mini Refrigerator: Yes
Refrigerator: Yes
Washer: Yes

Fireplace Features

Family Room: Yes
Insert: Yes
See Remarks: Yes

Furnished

Furnished: Yes

Interior Features

Blinds/Shades: Yes
Bookcases: Yes
Built-in Features: Yes
Ceiling Fan(s): Yes
Eat-in Kitchen: Yes
Furnished: Yes
High Ceilings: Yes
Kitchen Island: Yes
Pantry: Yes
Smart Thermostat: Yes
Tray Ceiling(s): Yes
Walk-in Shower: Yes
Walk-In Closet(s): Yes

Laundry Features

Hookup - Dryer: Yes
Hookup - Washer: Yes
Laundry Closet: Yes

Dining Room Type

Combination: Yes

Home Warr/Termite

Termite Bond: Yes
Termite Company: Allied Pest
Termite Company Phone: Allied

Rooms

Bedroom 1: Yes
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Dining Room: Yes
Kitchen: Yes
Master Bedroom: Yes

Property Features

Frontage Type: Canal Front View Type: Canal; Water Basement: None Construction: Wood Frame Exterior Features: Irrigation System; Outdoor Shower; Shutters - Board/Hurricane; See Remarks Exterior Finish: Vinyl Siding Fencing: Back Yard; Vinyl Foundation: Pilings; Slab Green Bldg Features: Prog Thermostats; Tankless Water Heater Parking Features: Garage; Garage; Garage Door Opener; Garage Faces Front; Tandem Patio and Porch Features: Balcony; Covered; Deck; Patio; Porch; Rear Porch; Screened; Wrap Around Pool Features: None Roof: Architectural Shingle; See Remarks Levels: Two Trash Collection: City Pick-UP Lot Features: See Remarks Lot Water Features: Boat Dock; Boat Lift; Bulkhead; Water Depth 4+ Cooling: Ceiling Fan(s); Heat Pump; Zoned Heating: Fireplace Insert; Heat Pump; Zoned Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Available; Water Available Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Family Room; Insert; See Remarks Flooring: LVT/LVP; Tile Furnished: Furnished Interior Features: Blinds/Shades; Bookcases; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Furnished; High Ceilings; Kitchen Island; Pantry; Smart Thermostat; Tray Ceiling(s); Walk-in Shower; Walk-In Closet(s) Security Features: Security System; Smoke Detector(s) Laundry Features: Hookup - Dryer; Hookup - Washer; Laundry Closet Heated SqFt: 2400 - 2599 Dining Room Type: Combination Other Structures: Shower; See Remarks HOA and Neigh Amenities: No Amenities Rooms: Bedroom 1; Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Master Bedroom Terms: Cash; Conventional

Room Information

Room Name
Master Bedroom
Bedroom 1
Bedroom 2
Bedroom 3
Bedroom 4
Kitchen
Dining Room

IDX

Listing Office: ASAP Realty

Last Updated: May - 21 - 2026

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